See Our Services
Mortgage Protection
Insurance
Mortgage Protection Insurance is a life insurance policy designed specifically to safeguard one of your most valuable assets—your home. In the event of your death, this policy ensures that your mortgage will be paid off in full or in part, depending on the coverage chosen. This protection allows your family to remain in their home, free from the burden of monthly mortgage payments and the risk of foreclosure during an already difficult time.
Unlike traditional life insurance, mortgage protection is directly tied to your mortgage balance and works specifically to alleviate that financial responsibility. If you’re a homeowner, this type of coverage offers peace of mind knowing that your loved ones won’t face the possibility of losing their home if the unexpected happens.
Key benefits include:
Guaranteed mortgage payoff: Your mortgage balance will be settled, providing stability for your family.
No burden of debt: Your loved ones won’t have to worry about making mortgage payments while dealing with the emotional stress of your passing.
Tailored coverage: You can choose a plan that matches your specific mortgage terms and remaining balance, ensuring your home is protected.
Living benefits: Some policies may offer coverage if you experience a critical illness or disability, helping with mortgage payments while you recover.
With Mortgage Protection Insurance, you are not just investing in insurance—you’re securing the future of your home and protecting the place your family cherishes.
Key Benefits:
Guaranteed mortgage payoff: Your mortgage balance will be settled, providing stability for your family.
No burden of debt: Your loved ones won’t have to worry about making mortgage payments while dealing with the emotional stress of your passing.
Tailored coverage: You can choose a plan that matches your specific mortgage terms and remaining balance, ensuring your home is protected.
Living benefits: Some policies may offer coverage if you experience a critical illness or disability, helping with mortgage payments while you recover.
With Mortgage Protection Insurance, you are not just investing in insurance—you’re securing the future of your home and protecting the place your family cherishes.
Final Expense
Insurance
Prepare for the inevitable with Final Expense Insurance, a straightforward policy designed to ease the financial burden of end-of-life costs. Funerals, burial services, medical bills, and other unforeseen expenses can quickly add up, leaving your loved ones in a difficult position during an already challenging time. By locking in affordable rates today, you can ensure that your family won't face financial hardship when the time comes.
At "I Protect You," we understand that planning for these events is never easy, but it's an essential step toward securing your family’s future. With Final Expense Insurance, you gain peace of mind knowing that all arrangements will be taken care of, allowing your family to focus on honoring your legacy without the added stress of financial strain.
Our policies are customizable, allowing you to choose a coverage amount that fits your needs. Whether you're looking to cover funeral services, outstanding medical bills, or even lingering debts, Final Expense Insurance ensures that your family is protected and that your legacy remains intact.
Take control of your future today and give your loved ones the gift of financial security. Contact us for more information about how our Final Expense Insurance plans can be tailored to meet your unique needs.
Key Benefits:
Affordable Premiums: Final Expense Insurance offers lower premiums compared to other types of life insurance, making it a cost-effective option for covering end-of-life expenses.
Guaranteed Acceptance: Many policies provide guaranteed acceptance, even for individuals with pre-existing health conditions, ensuring coverage when other insurance options may be difficult to obtain.
Simplified Application Process: No medical exams are required, and the application process is straightforward, allowing for quick approval and immediate coverage.
Fixed Premiums for Life: Premiums remain fixed throughout the life of the policy, providing consistent affordability without increases due to age or health changes.
Indexed Universal Life
(IUL)
Indexed Universal Life (IUL) policies provide a unique blend of life insurance protection and growth potential. With IUL, you can secure your family's financial future while also building a tax-deferred cash value that can grow over time. What makes IUL stand out is its ability to link your cash value growth to the performance of a stock market index, such as the S&P 500.
This market-linked approach offers the potential for higher returns when the market performs well, while also incorporating downside protection to shield your savings from market downturns. Even if the market dips, your policy will have a guaranteed minimum interest rate, ensuring your cash value doesn't decrease due to negative market conditions.
IUL policies also offer flexibility in premium payments and death benefits, allowing you to adjust your policy as your needs change over time. Whether you're looking for a long-term financial strategy or a way to leave a legacy for your loved ones, an IUL can offer both security and growth potential in one comprehensive package.
Key Benefits:
Tax-Deferred Growth: The cash value grows tax-deferred, meaning you don’t pay taxes on it as it accumulates.
Market-Linked Returns: Your policy's cash value has the potential to earn returns based on the performance of a selected index.
Downside Protection: Guaranteed minimum interest rates protect your cash value in case of a market downturn.
Flexible Premiums and Benefits: Adjust your premiums and death benefits to suit your changing financial needs.
Hear What Our Clients Say
George Owens
"Thanks to I Protect You, I have peace of mind knowing that if anything were to happen to me, my family won’t have to worry about losing our home. Their mortgage protection plan gives us the security we needed, and I can’t recommend them enough!"
Max Tanner
"I never thought planning for my final expenses would be this easy. The team at I Protect You helped me find a plan that fits my budget and ensures my family won't have to worry about covering funeral costs when the time comes. I have peace of mind now, knowing that everything is taken care of. Highly recommend!"
Kim Wexler
"When I purchased my home, I never thought about what would happen to my family if I wasn’t around. I Protect You provided the right solution, and now I feel confident that our home will always be theirs. The peace of mind is priceless."
Billy Jackson
"I wanted life insurance that not only provided protection for my family but also helped me grow my savings. The team at I Protect You introduced me to an Indexed Universal Life policy, and it's been a game-changer. My cash value has been growing tax-deferred, and the market-linked returns have exceeded my expectations—all while knowing my investment is safe from market downturns. I couldn’t be happier with the security and peace of mind this policy has provided."
Your Future, Secured
I Protect You. believes that the best way to take care of tomorrow is by planning today. Let us help you choose the life insurance coverage that will provide your family with financial protection and the peace of mind that comes with knowing they will be taken care of no matter what life brings.
